Essential information for your financial transactions.
This page provides the official Middlesex Savings Bank routing number, an essential nine-digit code for financial transactions. Learn when and how to use this ABA number for direct deposits, bill payments, and other banking activities, ensuring your funds go to the correct destination.
A routing number, also known as an ABA (American Bankers Association) routing transit number, is a nine-digit code that identifies financial institutions in the United States. It acts like an address, ensuring that funds transferred between banks reach the correct destination. Every bank in the U.S. has at least one routing number, and some larger banks may have several depending on their size or mergers.
The primary purpose of a routing number is to facilitate secure and accurate financial transactions. When you send money, whether through a direct deposit or an electronic payment, this number tells the sending institution exactly which bank to route the funds to. This system prevents misdirection of funds and helps maintain the integrity of the banking network. Without a correct routing number, electronic transfers would be impossible.
Understanding your bank's routing number is fundamental for managing your finances effectively. It's a critical piece of information for setting up automatic payments, receiving income, and conducting other essential banking operations. The ABA system has been in place for over a century, providing a standardized method for interbank communication. You can learn more about the history and function of routing numbers at Wikipedia.
For all standard electronic transactions involving Middlesex Savings Bank, there is one official nine-digit routing number you will need. This number ensures that your transactions are correctly processed and directed to our institution. It is crucial to use the exact number to avoid delays or complications with your financial activities.
The official routing number for Middlesex Savings Bank is 211370503.
This single ABA routing number applies to all accounts held at Middlesex Savings Bank, regardless of the branch location where the account was opened. Whether you are setting up a direct deposit, initiating an online bill payment, or receiving an electronic transfer, this is the number you should provide. Confirming this number before initiating any transaction helps guarantee that your funds are routed accurately and efficiently.
Your Middlesex Savings Bank routing number is a frequently requested piece of information for various financial activities. Knowing when and why it's needed will help you manage your accounts with ease.
Always double-check that you are providing the correct routing number to ensure your transactions are processed without issue. Incorrect numbers can lead to returned payments or delayed deposits.
Locating your Middlesex Savings Bank routing number is straightforward, and several convenient methods are available to ensure you have it when you need it.
Using any of these methods will quickly provide you with the accurate routing number for your Middlesex Savings Bank accounts, ensuring you can proceed with your transactions confidently.
Setting up direct deposit for your Middlesex Savings Bank account is a convenient way to receive your income or benefits reliably. To do this, you will need to provide your employer or the issuing agency with specific banking details, including your routing number.
Typically, you will complete a direct deposit authorization form provided by your employer or the payor. On this form, you will be asked for the following information:
Once you submit this form, your funds will be electronically transferred directly into your Middlesex Savings Bank account on your scheduled pay date. This method is faster and more secure than paper checks, and it ensures immediate access to your funds.
Wire transfers are a method of sending funds directly from one bank account to another, often used for larger sums or international transactions. While your standard Middlesex Savings Bank routing number (211370503) is used for ACH transactions like direct deposits and bill payments, wire transfers often require different or additional information.
For domestic wire transfers, Middlesex Savings Bank typically uses the same routing number: 211370503. However, it's always best to confirm this directly with us before initiating a wire transfer, as banks sometimes have specific instructions or separate routing numbers for incoming wires. This ensures the funds are credited to your account without delay.
For international wire transfers, you will generally need a SWIFT/BIC code in addition to or instead of a routing number. Middlesex Savings Bank uses different codes for international wires. If you are expecting an international wire transfer to your Middlesex Savings Bank account, please contact our customer service team or visit a branch for the precise instructions and codes required. Providing the correct codes is critical for international transfers to reach their intended destination efficiently. You can find more details about wire transfer regulations from the Federal Reserve.
| Transaction Type | Middlesex Savings Bank Routing Number | Additional Information Needed | Common Use Cases |
|---|---|---|---|
| Direct Deposit | 211370503 | Account Number, Account Type | Paychecks, Government Benefits |
| ACH Payment (Outgoing) | 211370503 | Account Number, Payee Details | Online Bill Pay, Automatic Transfers |
| ACH Payment (Incoming) | 211370503 | Account Number, Sender Details | Refunds, Transfers from Other Banks |
| Domestic Wire Transfer (Incoming) | 211370503 | Account Number, Bank Name | Large Sum Transfers within U.S. |
| International Wire Transfer (Incoming) | Contact Bank | SWIFT/BIC Code, Account Number, Bank Name | Funds from Overseas |
The official routing number for Middlesex Savings Bank is 211370503. This nine-digit number is used for all standard electronic transactions, including direct deposits, ACH payments, and most domestic wire transfers. Always use this specific number to ensure your transactions are processed correctly.
You can find your Middlesex Savings Bank routing number on the bottom left of your personal checks, within your online banking account details, or by contacting Middlesex Savings Bank customer service. It is consistently 211370503 for all accounts.
No, the Middlesex Savings Bank routing number is the same for both checking and savings accounts. The official routing number, 211370503, applies to all account types within Middlesex Savings Bank for electronic transactions.
For most domestic wire transfers, the standard Middlesex Savings Bank routing number (211370503) is used. However, for international wire transfers, you will also need a SWIFT/BIC code. It's always best to confirm specific wire transfer instructions directly with Middlesex Savings Bank.
Using an incorrect routing number can lead to significant delays in your transaction or cause the funds to be returned to the sender. In some cases, if the incorrect number belongs to another bank, the funds could be misdirected. Always double-check the routing number before initiating any transaction.
Middlesex Savings Bank